Handle a Power Outage

Homeowners, Know How to Handle a Power Outage

When it goes dark, here’s how to handle a power outage.

Weather, accidents, storms, and not paying the electricity bill can disrupt the power that we’re so used to having. Serious damage to the power lines and the electrical grid can cause outages for days or weeks. As a homeowner, you should know how to handle a power outage, as well as safety precautions to take.

Short-Term Power Failures

First, don’t panic! Check to see if your neighbors still have electricity. If they do, the problem is likely inside your home. Check your main fuses or circuit breakers to see if they have blown or tripped. Replacing a fuse or resetting a circuit breaker may bring the light back.

Unplug all appliances with electrical components, such as microwaves, televisions, and computers. This will help to eliminate damage to your appliances from voltage surges when the electricity is restored.

Long-Term Power Failures

If you use a standby generator, be sure it has been installed and wired correctly. A generator that has been installed incorrectly can be extremely dangerous when running your appliances, and even when the power comes back on. It’s also important to be sure that a fresh supply of fuel to power the generator is on hand and stored properly.

Supplies

To make an outage easier to cope with, keep an adequate supply of the following on hand at all times! These should be stored in a cool, dry place, and all members of the family should know where to find them:

  • Flashlights
  • Battery-operated radio
  • Candles and matches
  • Supplies of batteries for flashlights and radios
  • Basic first-aid supplies
  • Non-perishable food
  • Plenty of water
  • The pet’s food and medications
  • Blankets

It’s always best to be prepared for such an incident, rather than stumble around in the dark looking for your flashlight and supplies!

With your power outage kit ready, make sure to update your homeowners insuranceContact the California experts, Jackson & Jackson for all of your insurance needs in San Dimas and surrounding cities.

Sleep Throughout the Holidays

Seven Steps to Get Quality Sleep Throughout the Holidays

Maintain a good night’s sleep throughout the holidays!

Between the holiday shopping, parties, and family visits, the holiday season can leave you short on time and sleep. But it’s important to keep your sleep routine so that you can truly enjoy the season. A lack of quality sleep increases the chances of gaining holiday weight, becoming stressed and irritable, as well as being detrimental to your health. Getting a good sleep throughout the holidays is essential!

Stick to your normal routine. Even though this is easier said than done with the parties and late night holiday shopping, try to stay consistent in your sleeping routine, even on weekends! If you have an evening holiday party to attend and you plan on staying up later that night, try to keep your wake up time the same, even if you feel tired the next day.

Avoid eating two hours before bed. Eating wakes up our mind and bodies, making it harder for us to fall asleep straight after a bowl of pasta. If you’re hungry, sip on some almond milk or grab a piece of fresh fruit.

Make your bedroom a sanctuary. Minimize noise, close the blinds to block out light and avoid having too many electrical devices in the bedroom. Watching TV or going on the computer before bedtime makes it harder to fall asleep as the bright light and content stimulate our brains to stay awake.

Avoid alcohol and caffeine. Parties without a drink? Mornings without coffee? Believe it or not, but it can be done! Never drink caffeine before bed, as it will only wake you up. As for alcohol, it’s a depressant and can dramatically decrease your quality of sleep. Have a glass of juice in the morning or evening instead!

Get enough exercise. Exercising during the day reduces the levels of stress hormones in your body. However, avoid any exercise too strenuous within three hours of bedtime. Regular exercise can promote a deeper sleep!

Jackson & Jackson wish your and your family a safe and happy holiday – with plenty of sleep! For all of your California auto and home insurance needs in the San Dimas and surrounding areas in the state, contact us today.

Host a Festive Party

How to Host a Festive Party That Everyone Will Enjoy!

If you’re planning to host a festive party this year, use these stress-free tips.

Throwing an elegant holiday cocktail party or laid-back get-together doesn’t have to be stressful. Yet, when you’re planning and prepping, it’s easy to feel overwhelmed and snowed under with things to do. So that you host a festive party that everyone will enjoy, check out these stress-free steps!

Pick the Right Date

Schedules fill up fast between Thanksgiving and New Year’s Eve, so it’s important to reserve your date early. If Fridays and Saturdays are filling up fast, opt for a Thursday get-together. Don’t forget about the week between Christmas and New Year’s when there’s unexpected lull in the action!

Set the Mood

Hone in on a theme, even a casual or understated one. Do whatever it takes to solidify your vision. Get onto Pinterest for inspiration for themes, decorations, menus, and more!

Stock Up

If you’re going to be hosting a holiday party, you’ll want to stock up on food and drinks for your guests! Supply them with snackable holiday favorites from appetizers to puddings. Your guests may not remember what you served, but they will remember if you ran out of food or drinks. Also, offer designated drivers a variety of sodas and juices instead of an alcoholic beverage.

Set Up the Flow
If you’re going to be hosting a crowd, consider the flow of people. Offer drinks in one room, a buffet in the main room (with plenty of space to walk around it) and set bowls of snacks all around.

Enjoy It

If your guests see you relaxed, they will relax. Similarly, if they see you anxious and panicking, they will be, too. Be sure to remember to pour yourself a drink, relax, mingle, and enjoy the evening!

Before you host your festive party, be sure to review your homeowners insurance to make sure that your house is covered for falls, trips, and fires. Contact the California experts, Jackson & Jackson for all of your insurance needs in San Dimas and surrounding cities.

Grow Your Business

Grow Your Business with These Simple Tips

Entrepreneurs, learn how to grow your business naturally.

As an entrepreneur, you’re constantly looking for opportunities to expand your business. After all, a few promotions here and a couple of emails there can make a big difference in the long run. But once you’ve exhausted these options, it’s time to step up your marketing game and grow your business organically.

All marketing requires some expense. But, do it correctly, and you will see a significant return on investment, in both time and money. Here’s how to get started!
Ramp Up Your Social Media Activity

Social media is a huge leverage point for you if you need a low-cost marketing strategy. Believe it or not, but social media is about being ‘social,’ so get on there are start sparking relevant conversations, asking for feedback, and keeping your clients (and prospects) informed about your business. From Facebook to Twitter to LinkedIn, most a couple of times a day on each platform!

Build a Local Email List

No, you don’t need 100,000 email subscribers to be successful. A couple thousand or even a few hundred people on your local email list will give you a place to share your message and market to leads. As the email subscribers are all local, you’re able to build your authority in your immediate area before expanding far and wide. Make it easy for the customers to refer people to your list, and you’ll see the list grow!

Leverage Success Stories

Now that you have a list of subscribers and a social media plan, make it a priority to collect one to two testimonials a week and share these stories with your list and social media. Doing this over and over will build trust with your audience and allow you to leverage your success stories to market for you.

While you set up your new and thriving business, let the industry experts at Jackson & Jackson take care of your commercial insurance needs in San Dimas and neighboring cities in California. Contact us today to get started on the right policy for your growing company!

Holiday Decorating Safety

Deck the Halls with These Holiday Decorating Safety Steps

Use these holiday decorating safety steps to prep for your festivities!

If you’re about to pick up the tree, hang the holly, and light up the sparkling lights, you’ll know that it’s the season of decorations! Whether you’re entertaining guests, decorating the home or shopping for gifts, it’s easy to get caught up in the holidays. The winter season is the ideal time to stoke up a fire, light up the tree, and prepare your home for the whole family. With these holiday decorating safety steps in place, you’re able to enjoy the season!

  • Check for freshness in a live tree. If the tree is fresh, the needles should be hard to pull off or break. The bottom of a fresh tree is sticky with resin and doesn’t shed many needles when tapped on the ground.
  • Keep trees away from heat sources like fireplaces, vents, and radiators. Have the tree properly hydrated throughout the season.
  • If you get an artificial tree, look for a label that says, ‘fire resistant.’
  • Child-proof decorations. Avoid sharp, weighted or breakable decorations if you have small children. Keep lit candles away from children and pets, as well as decorations that look like candy.
  • Check each light set, regardless if it’s new or old, for broken or cracked sockets, frayed wires, and loose connections. Replace any damaged sets instead of risking it by using them.
  • Only use outdoor lights that are certified for outdoor use, and only plug them into a ground-fault circuit interrupter protected outlet.
  • Keep burning candles where you can see them. Blow out all candles before going to bed or leaving the room or house.

While you prepare your house with these holiday decorating safety tips, be sure to secure your reliable homeowners insurance! To get started on this, contact the professionals at Jackson & Jackson, serving San Dimas and neighboring cities in California and beyond!

Choose a Green Vehicle

How to Choose a Green Vehicle

Here’s how to choose a green vehicle to benefit your wallet and the environment.

In the 21st century, cars have become a necessity for almost every family across the United States. Public transportation is being phased out as rates climb higher and their reliability decreases. Now comes the question of choosing the right vehicle for your family. The best way to choose a green vehicle is to consider many factors about the efficiency of the car.

Whether you need a pickup or a compact car, here’s how to select the right car for you!

Fuel Efficiency

A big part of what makes a green vehicle ‘green’ is the miles that it gets per gallon and how it burns the fossil fuels. When engines use gas, they produce greenhouses gasses. Consuming the least amount of fuel for more miles is the key to going green, so make sure that high mileage is a priority.

Emissions

There are a minimum emissions standards prescribed. Find where your vehicle ranks and ensure that it emits as little as possible, as emissions are key factors in polluting the environment.

Hybrids

Most hybrids pair a gasoline engine with an electric motor and a battery capable of powering the car alone during times of low demand. When the engine runs, it recharges the battery, so the vehicle doesn’t need to be charged. These efficient systems can cut fuel consumption by 30 to 50 percent over the gasoline-fueled versions of the same auto models. They can also reduce smog pollution drastically, almost 90 percent over even the cleanest fuel-only vehicles.

Electric Vehicles

The massive sales of Tesla’s electric cars show the enormous potential of these electric vehicles! Completely electric cars have zero-emissions and promote good green savings.

While you purchase your new, green vehicle, get the right auto insurance to match! Secure your needed auto insurance by contacting Jackson & Jackson, serving San Dimas and neighboring areas within California.

Thanksgiving Side Dish Recipe

Thanksgiving Side Dish Recipe: Chestnut Mushroom Stuffing

Looking for a delicious Thanksgiving side dish recipe? Read on!

Are you all prepared for Thanksgiving? The holiday is just around the corner, and plenty of people are stocking their fridges and setting the table. If you have yet to prepare the stuffing dish, look no further than this delicious Thanksgiving side dish recipe.

This chestnut mushroom stuffing completes any table on Thanksgiving day!

Ingredients

  • 1 large loaf whole wheat bread, cubed and dried (about 10 cups)
  • 1 tablespoon olive oil
  • 2 medium-large yellow onions, diced
  • 4 medium stalks celery, chopped
  • 1 small fennel bulb, diced
  • 1 pound mushrooms, sliced
  • 1 1/2 cups chestnuts (roasted from 1 lb. fresh, or use jarred chestnuts), crumbled
  • 2 teaspoons fresh thyme
  • 3 tablespoons fresh sage
  • ¼ cup chopped flat leaf parsley
  • 3 tablespoons olive oil
  • 1½ to 2 cups vegetable broth
  • Salt and pepper to taste

Directions

  • Heat the oven to 350 degrees.
  • Heat the olive oil in a large pot. Add the onions, celery, fennel, and sauté for 10 minutes. Add the mushrooms and cook for 5 minutes more. Turn off heat and add the bread, chestnuts, herbs, and olive oil. Mix well, then add broth until the stuffing is quite moist but not overly soggy. Add salt and pepper if you’d like.
  • Place in an oiled casserole dish, cover with foil and bake for 30 minutes. Uncover and bake 10 minutes longer, until stuffing is crispy on top.

From the professionals at Jackson & Jackson, we hope that you have a wonderful Thanksgiving meal with your friends and family! To secure your insurance needs in San Dimas and neighboring areas in California, contact our team today.

Auto Insurance in San Dimas

Is Cheap Auto Insurance Worth It?

Can you still get full coverage on cheap auto insurance in San Dimas?

Whether it’s bundling policies or buying a safe car, almost every motorist looks to save a dollar where they can. Even though many factors determine the price of auto insurance in San Dimas, many people cut down coverage until they reach an optimum spending limit. While this can work in favor for your wallet (in the short term), it may be doing more harm than good.

Here’s why cheap car insurance may not be worth it.

Higher deductibles equal higher out-of-pocket expenses. One of the easiest ways to save on car insurance is to raise the deductibles. Doing so will increase the cost of filing a claim as you’ll have to pay more out of pocket. Bear this in mind when choosing your policy.

You’re putting your assets and earnings at risk. Available limits can seem staggeringly high. Possibly even beyond the levels of damage that you imagine you might inflict. Even so, you’d be surprised at how fast these limits can be reached and breached. Accidents can total up to hundreds of thousands of dollars. If you only have the state minimum of $25,000 per person of bodily injury liability insurance, and you cause another driver $40,000 worth of medical bills, you’ll be responsible for the remaining $15,000!

Dropping uninsured motorist coverage can be risky. If someone with no insurance or very little insurance damages your car, you could be left to pay major expenses. Uninsured and underinsured motorist coverage protects you in these situations to that you don’t have to face high costs on your own. Choosing a cheap car insurance policy without this coverage is a financial risk.

An experienced agent can help you to choose the right amount of auto insurance in San Dimas that suits you and your vehicle in California. Talk to the professionals at Jackson & Jackson to get set up with the right car coverage today!

Business Preparedness Plan

How to: Make a Business Preparedness Plan

Take action by taking precautions from disasters with a business preparedness plan.

When it comes to disasters, crossing your fingers and hoping for the best aren’t enough. Developing a sound business preparedness plan helps to sustain your company in the event in an emergency. If you want to keep your business’s doors open after a disaster, having a plan in place is critical.

Nobody can predict the future, but you can improve your company’s chances of surviving a major disruption.

Problem Management

Form a committee or department that is responsible for developing and maintaining your business preparedness plan.

Planning

Identify the risks that could happen to your business as well as solutions to keep it up and running. Your location could be susceptible to tornadoes, floods, or hurricanes. Secondly, conduct a business impact analysis to determine the likely consequences of a disruption in business.

Implementation

Craft a plan that addresses everything from the emergency response action, business continuity, incident management, crisis communications, and information technology & data protection.

Testing

Test and evaluate your plan by conducting a variety of exercises to determine how well versed your employees are in the plan, as well as its effectiveness.

Program Improvement

Assess your company’s planned response to the exercises by identifying any weak points, whether in the plan itself or the execution of it. Ensure that all employees are fully trained and ready at any moment.

In the event of an actual incident, conduct a thorough critique of the response and include any improvements to the plan.

Every business’s storm preparedness will be different, but it’s essential that yours is ready. Jackson & Jackson can provide you with resources to help you plan and protect your business through commercial insurance in San Dimas, CA and neighboring cities. Contact us today to get started.

Declutter Your Home

How to Declutter Your Home

Get organized with these tips on how to declutter your home.

The idea of living a simplified, uncluttered life with less stuff sounds attractive to many homeowners. Getting rid of your junk means that there is less to clean, organize, move, and more energy for more important tasks. If you’re ready to declutter your home but don’t know where to start, check out these steps on how to reduce the junk and organize your home.

Ask if you’d buy it today – When deciding if you should keep something, ask yourself if you’d purchase it today if you didn’t have it. If it doesn’t give you instant happiness, choose to donate it or throw it away.

Organize room by room – Instead of organizing different categories at once move through the house room by room. That way, you won’t stop in the middle of one room or get too overwhelmed.

Clear off flat surfaces – Countertops, shelves, and other flat surfaces are clutter magnets. Get rid of the bills, mail, magazines, small appliances, and other items that sit on these flat surfaces. Only keep frequently-used or essential items.

Go paperless – Is your desk drowning in paper? Go online and choose the paperless option for all of your bills, utilities, notifications, and magazine subscriptions. For the paperwork that you have already, scan in important documents and receipts to make a digital record, then shred and throw away the paper if you don’t need a physical copy lying around.

Keep similar items together. Categorizing things as you go through each room is imperative when organizing your home. Store similar items close to where you’ll use them to reduce some of the little frustrations in your daily life. What’s more, once you have all the like items together, you may realize that you don’t need five stopwatches.

With your home now full of only essential and necessary belongings, make sure to update your homeowners insurance. Contact the California experts, Jackson & Jackson for all of your insurance needs in San Dimas and surrounding cities.